# Ask Kodiak

> Commercial lines appetite and eligibility platform connecting P&C carriers with independent agents

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Arlington, Massachusetts |
| Founded | 2015 |
| Stage | Established |
| Employees | 1-10 |
| Funding | Acquired |

## Overview

Ask Kodiak is a distribution technology platform for property and casualty carriers and independent agents, focused on commercial lines appetite and eligibility management. The platform enables P&C carriers to define, maintain, and publish their underwriting appetite in a centralized, searchable format that agents can access in real time. Founded in 2015 by Michael Albert and Allan Egbert, both veterans of Agencyport Software, Ask Kodiak was bootstrapped to profitability before being acquired by IVANS in August 2021.

The platform operates as a SaaS solution with two primary interfaces: a carrier-facing tool for configuring and publishing appetite data, and an agent-facing search interface that allows independent agents and brokers to query carrier markets by risk type, industry classification, and geography. The carrier product includes a Risk Appetite API that enables integrations with agency management systems, comparative raters, and other distribution technology. Pre-built connectors support over ten systems including Applied Epic, EZLynx, Zywave, and Vertafore ReferenceConnect.

Ask Kodiak operates today as a featured product within the IVANS family of brands, which is part of Applied Systems. The product continues to serve P&C carriers seeking to improve submission quality and reduce manual appetite communication, as well as independent agencies seeking transparent access to carrier markets for commercial and specialty lines risks.

## Products & services

### Ask Kodiak for Carriers

A self-service platform for P&C carriers to centralize and publish commercial lines appetite and eligibility data across the independent agency distribution channel.

**Key features:**

- Self\-service appetite configuration by NAICS and SIC code, state, and risk class
- Real\-time publication of appetite changes to the agent\-facing search interface
- Risk Appetite API for integration into websites, agent portals, and internal tools
- Pre\-built integrations with Applied Epic, EZLynx, Zywave, Vertafore ReferenceConnect, Tarmika, and Epic Quotes
- Analytics dashboards tracking appetite views, top\-ranking profiles, and agency demand signals

*Target users:* P&C carriers and MGAs managing commercial lines appetite communication

### Ask Kodiak for Agents

A free search interface allowing independent agents and brokers to identify carrier appetite for commercial and specialty risks without manual phone or email inquiries.

**Key features:**

- Google\-like search by industry, risk class, state, and product type
- Coverage of multiple carriers in a single interface
- Integration with agency management system workflows
- Access to carrier product highlights, underwriting guidelines, and collateral

*Target users:* Independent agents and brokers placing commercial lines business

## Category & focus

- Subcategories: Appetite Management, Commercial Lines Distribution, Agent\-Carrier Connectivity
- Insurance verticals: P&C Commercial, Specialty/E&S
- Target customers: Carriers, Agents/Agencies, MGAs/MGUs

## Notable customers

- Arch Insurance \(case study: 70% reduction in submission intake time\)

## Links

- Website: <https://www.askkodiak.com>
- Directory profile: <https://insurtechlist.com/companies/ask-kodiak/>
- Linkedin: <https://www.linkedin.com/company/ask-kodiak>
- App login: <https://app.askkodiak.com/#/login>
- Product page: <https://www.ivans.com/for-carriers/products/ask-kodiak/>

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*Last updated: 2026\-05\-11*