# ASI™

> Third\-party administrator of employer\-sponsored pre\-tax benefit programs, serving state, local government, and private sector employers nationwide since 1983\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Specialty Solutions |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Columbia, Missouri, USA |
| Founded | 1983 |
| Stage | Established |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

ASIFlex (Application Software, Inc.) is a third-party administrator (TPA) of employer-sponsored pre-tax benefit programs founded in 1983 and headquartered in Columbia, Missouri. With over 40 years in operation, the company administers flexible spending accounts (FSA), health reimbursement arrangements (HRA), health savings accounts (HSA), lifestyle spending accounts (LSA), commuter benefits, and COBRA continuation coverage for more than 400 employer clients across the United States.

ASIFlex specializes in serving the public sector, including state, county, city, and local government entities, as well as colleges and universities and private-sector employers of all sizes. The company provides participants with a self-service mobile app and online portal, alongside employer-facing administration tools and broker support resources.

## Products & services

### Health Care FSA

Pre-tax flexible spending account for eligible medical, dental, and vision expenses. Participants receive a VISA debit card and can submit claims electronically via the app or portal.

**Key features:**

- VISA debit card for point\-of\-sale purchases
- Electronic claim submission
- FSA Store integration for eligible purchases
- Direct pay to healthcare providers

*Target users:* Employees enrolled in employer FSA programs

### Dependent Care FSA

Pre-tax account for qualifying childcare and dependent-care expenses.

**Key features:**

- Electronic claim filing
- Direct pay to day care providers
- Email and SMS reimbursement notifications

*Target users:* Employees with children or other qualifying dependents

### Health Reimbursement Arrangement \(HRA\)

Employer-funded reimbursement plan configurable for a range of eligible expenses.

**Key features:**

- Flexible plan design for employers
- Integrated debit card option
- Online employer administration portal

*Target users:* Employers seeking defined\-contribution health benefits

### Health Savings Account \(HSA\)

Tax-advantaged savings and spending account for employees enrolled in high-deductible health plans.

**Key features:**

- Investment options
- Debit card access
- Online balance and transaction management

*Target users:* HDHP enrollees

### Lifestyle Spending Account \(LSA\)

Employer-funded wellness spending account for expenses beyond traditional medical coverage (fitness, wellness, professional development, etc.).

*Target users:* Employers offering expanded wellness benefits

### Commuter Benefit Program

Pre-tax transit and parking benefits for eligible commuting expenses.

*Target users:* Employees in metro areas with qualifying commute expenses

### ASI COBRA

COBRA and direct/retiree billing administration, including notifications, premium collection, and carrier reporting.

*Target users:* Employers managing COBRA obligations

## Category & focus

- Subcategories: Benefits Administration, FSA/HSA/HRA Administration, COBRA Administration, Commuter Benefits
- Insurance verticals: Health, Group Benefits
- Target customers: Employers, Brokers, TPAs

## Notable customers

- State of Missouri
- State of Delaware
- State of Indiana
- State of Maine
- State of Rhode Island
- South Carolina PEBA \(contract renewed through 2026\-2030\)
- Albuquerque Public Schools

## Links

- Website: <https://www.asiflex.com>
- Directory profile: <https://insurtechlist.com/companies/asi/>
- About: <https://www.asiflex.com/AboutUs.aspx>
- Careers: <https://www.asiflex.com/EmploymentOpportunities.aspx>
- Employers: <https://www.asiflex.com/Employers.aspx>
- Cobra login: <https://login.asicobra.com>
- Employer portal: <https://employer.asiflex.com>
- Provider portal: <https://provider.asiflex.com>
- Participant portal: <https://my.asiflex.com>

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*Last updated: 2026\-04\-09*
