# Artivatic AI

> AI\-native platform for underwriting, claims, and insurance lifecycle automation

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | APAC |
| Headquarters | Bengaluru, India |
| Founded | 2017 |
| Stage | Established |
| Employees | 51-200 |
| Funding | Acquired |

## Overview

Artivatic AI is an AI-powered SaaS platform for insurance automation, serving carriers, brokers, TPAs, re-insurers, and healthcare providers primarily across life, health, and commercial insurance segments. The platform covers the full insurance lifecycle -- sales enablement, onboarding, quoting, underwriting, claims processing, and customer service -- through a modular, API-first architecture.

The platform is organized around several distinct product lines: AUSIS for AI-driven underwriting risk scoring, ALFRED HEALTH for end-to-end health claims automation, and INFRD for cloud-based insurance API infrastructure (400+ APIs across 700+ functionalities). Additional modules address distribution, product design, lead management, and embedded insurance. Deployment options include SaaS, on-premise, and API/SDK integration. The platform integrates natively with core systems such as Salesforce, Guidewire, and Duck Creek.

Artivatic raised USD 1.43M in a Series A round in early 2022 and was subsequently acquired by RenewBuy for USD 10M in February 2022, becoming part of the RenewBuy Group. The company counts SBI Life Insurance, ICICI Prudential Life, Aditya Birla Sun Life Insurance (ABSLI), and Aegon (Bandhan) Life Insurance among its insurance carrier customers.

## Products & services

### AUSIS \(AI\-driven Smart Underwriting System\)

An AI and third-party data-driven underwriting platform providing real-time, personalized risk scoring and automated decisions for medical, life, SME, financial, and commercial underwriting.

**Key features:**

- AI\-driven underwriting decision engine
- Multi\-line support: medical, life, SME, commercial
- Real\-time personalized risk scoring

*Target users:* Life and health carriers, commercial insurers

### ALFRED HEALTH \(AI Health Claims Platform\)

An end-to-end health claims automation platform connecting patients, providers, and insurers. Supports real-time claims settlement and 360-degree health ecosystem management.

**Key features:**

- Automated health claims adjudication
- Real\-time settlement capabilities
- Integration with provider networks and TPA workflows

*Target users:* Health carriers, TPAs, healthcare providers

### INFRD \(Insurance APIs Cloud Platform\)

A cloud-based API marketplace providing 400+ APIs across 700+ insurance functionalities, enabling carriers and technology teams to modernize infrastructure and build new insurance products.

**Key features:**

- 400\+ REST APIs covering underwriting, claims, and distribution
- Location Intelligence with geospatial data \(BETA\)
- Code\-free integration options

*Target users:* Carriers, technology teams, insurtech builders

### ASPIRE

A group health and SME business insurance platform designed for employee benefit programs and small business coverage. Enables real-time policy issuance and personalized coverage structures.

**Key features:**

- Group health underwriting and issuance
- SME/business insurance with real\-time bind
- Personalized coverage design

*Target users:* Employers, group benefit carriers, TPAs

### PRODX Design

A product design tool using historical underwriting, claims, and location data to create risk-based insurance products in under 60 minutes.

**Key features:**

- Risk\-insight\-driven product configuration
- Geospatial and historical data integration
- Rapid product launch workflow

*Target users:* Product teams at carriers, MGAs

### PRODX Distribution

An embedded insurance and B2B2C distribution platform enabling partners, brokers, and distributors to integrate and sell insurance products.

**Key features:**

- Embedded insurance API integration
- B2B2C white\-label distribution
- Partner onboarding and management

*Target users:* Brokers, distributors, insurtechs, banks

### MiO \(Management Integrated Operations\)

A sales and marketing automation platform for insurance agents and advisors, covering lead management, scoring, and agent point-of-sale workflow.

**Key features:**

- Lead management and scoring
- Unified agent point\-of\-sale \(PoS\) workflow
- CRM and pipeline management

*Target users:* Agents, brokers, insurance distributors

## Category & focus

- Subcategories: Claims Technology, Insurtech Infrastructure, Distribution & Sales
- Insurance verticals: Life & Annuity, Health, Group Benefits, P&C Commercial
- Target customers: Carriers, Brokers, TPAs, Reinsurers

## Notable customers

- SBI Life Insurance \(Intelligent Document Processing for medical underwriting\)
- ICICI Prudential Life Insurance \(smart underwriting and customer risk profiling\)
- Aditya Birla Sun Life Insurance \(underwriting automation with AUSIS and ProdX\)
- Aegon \(Bandhan\) Life Insurance \(alternative underwriting services\)
- R1 RCM \(proof of concept and ongoing development\)

## Links

- Website: <https://artivatic.ai>
- Directory profile: <https://insurtechlist.com/companies/artivatic/>
- Blog: <https://blog.artivatic.ai>
- Linkedin: <https://in.linkedin.com/company/artivatic>
- Press/news: <https://artivatic.ai/news-media>

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*Last updated: 2026\-06\-22*