# ARMED FORCES INSURANCE

> Protecting the people who protect our nation since 1887\.

## At a glance

| Field | Value |
| --- | --- |
| Type | Carrier |
| Region | NA |
| Headquarters | Leavenworth, Kansas, USA |
| Founded | 1887 |
| Stage | Established |
| Employees | 51-200 |

## Overview

Armed Forces Insurance (AFI) is a reciprocal exchange insurer founded in 1887 by military leaders to provide property and casualty insurance exclusively to the U.S. military community. As a policyholder-owned cooperative, AFI operates through a Subscribers Advisory Committee (SAC) composed of active duty, reserve, and retired military members who also serve on the Board of Directors, ensuring governance remains aligned with the interests of those it serves.

Headquartered in Leavenworth, Kansas -- adjacent to Fort Leavenworth -- AFI has been serving military members, veterans, and Department of Defense civilians for more than 135 years. Unlike commercial carriers, AFI operates as an exchange where policyholders are subscribers who share risk and accumulate equity through Subscriber Capital Accounts (SCA).

AFI offers one of the broadest product suites for the military community, spanning personal lines (auto, home, renters, life, flood), specialty lines (pet health, watercraft, collector vehicle), and small business insurance. The company also provides digital account management through its AFIconnect portal and mobile app, enabling policyholders to manage policies and file claims from anywhere in the world -- a critical capability for a customer base that relocates frequently due to Permanent Change of Station (PCS) orders.

## Links

- Website: <https://www.afi.org>
- Directory profile: <https://insurtechlist.com/companies/armed-forces-insurance/>
- About: <https://www.afi.org/about-afi>
- Careers: <https://www.afi.org/about-afi/careers>
- Ratings: <https://www.afi.org/about-afi/insurance-ratings-affiliations>
- Leadership: <https://www.afi.org/about-afi/leadership>
- Demotech profile: <https://www.demotech.com/company/41459/>

---

*Last updated: 2026\-05\-11*
