# AppEase

> Digital health data solutions for insurance underwriting and claims management

## At a glance

| Field | Value |
| --- | --- |
| Category | Underwriting & Risk |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Green Bay, Wisconsin, USA |
| Founded | 2019 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

AppEase is a cloud-first health data management platform for insurance carriers, offering electronic medical record retrieval and analytics to accelerate life, disability, long-term care, and bodily injury claims workflows. The platform connects insurance carriers with healthcare providers to exchange medical records digitally, replacing paper-based and manual retrieval processes that are common in underwriting and claims operations.

The platform delivers two core capabilities: electronic record retrieval from multiple healthcare providers and an analytics layer that consolidates, deduplicates, and summarizes medical data for underwriters and claims adjusters. Records are presented in an underwriting-optimized interface with color-coded outcomes and keyword search, reducing review timelines by approximately 50% compared to traditional methods. AppEase is HIPAA-compliant, certified through MedStack.

Founded in 2019 by Nicole Tilot, a former financial advisor with experience at a Fortune 300 company, AppEase completed the Global Insurance Accelerator 100-day cohort in 2024. The company has received support from accelerators including Milky Way Tech Hub, gener8tor, Young Enterprising Society, and gBETA. Total disclosed funding stands at approximately USD 115K across seed and pre-seed stages.

## Products & services

### Medical Record Retrieval

Electronic health record search and access solution that enables insurance carriers to locate and retrieve medical records from multiple healthcare providers. The service provides real-time access and secure HIPAA-compliant transfers, reducing record gathering time from weeks to days.

**Key features:**

- Electronic record retrieval across disparate healthcare provider networks
- Real\-time notifications when records become available
- HIPAA\-compliant secure transfer via MedStack certification

*Target users:* Life and disability underwriters, P&C and workers compensation claims adjusters

### Enhanced Analytics

Analytics and data structuring solution that consolidates medical records from multiple sources, removes duplicates, and presents actionable summaries for underwriting and claims decision-making. A digitally-enabled decision engine surfaces and highlights critical data points.

**Key features:**

- Multi\-source record consolidation with deduplication
- Color\-coded outcomes and keyword search for underwriters
- Approximately 50% reduction in review timelines
- Summary views for claims adjusters and underwriting operations

*Target users:* Underwriters, claims adjusters, insurance carrier operations teams

### Record Management

Secure access and sharing platform for medical records between healthcare providers and insurance carriers, designed to support care coordination and efficient claims handling.

**Key features:**

- Secure multi\-party access controls
- HIPAA\-compliant architecture
- Supports both underwriting and claims management workflows

*Target users:* Insurance carriers, healthcare networks

## Category & focus

- Subcategories: Medical record retrieval, claims data management, health data analytics
- Insurance verticals: Life & Annuity, P&C Commercial, Workers Compensation
- Target customers: Carriers, TPAs

## Notable customers

- Life and disability underwriting teams
- Long\-term care insurance carriers
- P&C carriers with bodily injury claims
- Workers compensation carriers

## Links

- Website: <https://appease.ai>
- Directory profile: <https://insurtechlist.com/companies/appease/>
- About: <https://appease.ai/about/>
- Claims: <https://appease.ai/claims-management/>
- Contact: <https://appease.ai/contact/>
- Linkedin: <https://www.linkedin.com/company/appease-for-life>
- Healthcare: <https://appease.ai/healthcare/>
- Underwriting: <https://appease.ai/underwriting/>

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*Last updated: 2026\-06\-15*