# APL

> Cloud\-based commission accounting software for life and health insurance distributors\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Core Administration |
| Type | Solutions Provider |
| Region | NA |
| Headquarters | Arlington, Texas |
| Stage | Established |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

APL (Agent Production Library) is a commission accounting software platform for the life and health insurance industry, serving brokers, carriers, and agencies across North America. The company has operated for over 25 years from its headquarters in Arlington, Texas, with a focus on automating the commission calculation and payment workflows that are common to insurance distribution organizations.

The platform is delivered as a cloud-based SaaS solution and supports two operating modes: a full-service outsourced model where APL staff manage commission accounting on behalf of clients, and a self-managed license model where in-house teams run the software directly. The platform consolidates data across multiple carriers, supports customizable hierarchy structures for multi-level distribution organizations, and includes dashboards for agents, managers, and administrators.

APL serves over 80 client organizations and counts among its customers companies such as GoHealth, Ameritas, and American Financial Group. The company holds SOC 1 Type 2 certification and is PCI-DSS compliant, positioning it for enterprise deployments within regulated insurance environments.

## Products & services

### APL Commission Accounting Platform

A cloud-based commission management system that automates the processing, tracking, and payment of insurance producer commissions. The platform handles multi-carrier data consolidation and supports configurable hierarchy structures for large distribution organizations.

**Key features:**

- Multi\-carrier commission consolidation and processing
- Customizable hierarchy levels for multi\-level organizations
- Agent, manager, and administrator role\-based dashboards
- Payroll integration and automated payment management
- Real\-time reporting and data access

*Target users:* Insurance brokers, carriers, and agencies managing producer compensation

### Service Models

APL offers both a full-service option -- where the APL operations team manages commission accounting on behalf of clients -- and a self-managed license option for organizations with in-house capacity. Approximately 80% of clients use the full-service model.

**Key features:**

- Full\-service outsourced commission accounting management
- Self\-managed software licensing for in\-house teams
- Data processing and multi\-carrier integration support

*Target users:* Insurance organizations of varying operational capacity

## Category & focus

- Subcategories: Commission Accounting, Producer Compensation, Payroll Integration
- Insurance verticals: Life & Annuity, Health, Group Benefits
- Target customers: Carriers, Brokers, Agents/Agencies

## Notable customers

- GoHealth
- Ameritas
- American Financial Group \(AFG\)
- 360FG
- Compass
- Legacy Insurance

## Links

- Website: <https://www.apl123.com>
- Directory profile: <https://insurtechlist.com/companies/apl/>
- About: <https://www.apl123.com/about/>
- Contact: <https://www.apl123.com/contact/>
- Linkedin: <https://www.linkedin.com/company/agent-production-library>
- Product info: <https://www.aplplus.com/product.aspx>

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*Last updated: 2026\-05\-11*