# Anivo

> API\-based bancassurance platform for digital insurance distribution

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | Solutions Provider |
| Region | EMEA |
| Headquarters | Steinhausen, Zug, Switzerland |
| Founded | 2015 |
| Stage | Established |
| Employees | 11-50 |
| Funding | Bootstrapped |

## Overview

Anivo is a bancassurance technology platform serving banks, insurers, and digital providers in the European market. The platform supports insurance distribution across life, health, and P&C lines of business for clients in Switzerland and Austria.

AnivoCore, the company's SaaS platform, handles the complete bancassurance distribution cycle -- product configuration, digital advisory, real-time underwriting, and policy administration. The platform is delivered as an API-first SaaS application and includes a video-advisory module for regulated remote consultations.

Anivo was founded in 2015 by two former Accenture insurance professionals and operates development centers in Switzerland and Austria. Confirmed clients include Basellandschaftliche Kantonalbank (BLKB), Baloise Insurance, AXA ARAG, and Vorarlberger Landes-Versicherung (VLV). The company is self-funded and has distributed over 1,000 insurance policies through its platform across both markets.

## Products & services

### AnivoCore

AnivoCore is an API-based SaaS platform for bancassurance operations. It covers product configuration, digital sales journeys, automated underwriting, and policy administration in a single integrated system.

**Key features:**

- Software\-guided digital consultations and digital health questionnaires
- Real\-time tariff engine for automated quote generation and underwriting
- Policy administration including document generation, amendments, and cancellations
- Video\-advisory module for remote insurance consultations
- Real\-time reporting and analytics dashboards

*Target users:* Banks and insurers operating bancassurance programs for retail and SME customers

### Bancassurance\-as\-a\-Service

Anivo offers an end-to-end managed model for non-insurance organizations seeking to offer insurance products without building proprietary technology.

**Key features:**

- Managed product and tariff configuration
- Digital advisory and sales tooling
- Policy administration and back\-office operations
- Commission statements and compliance documentation

*Target users:* Banks and digital ecosystems entering insurance distribution

## Category & focus

- Subcategories: Bancassurance technology, Digital distribution, Quote\-to\-bind
- Insurance verticals: Life & Annuity, P&C Personal, P&C Commercial, Health
- Target customers: Carriers, Brokers

## Notable customers

- Basellandschaftliche Kantonalbank \(BLKB\) \-\- Swiss cantonal bank; launched bancassurance offering in 2018
- Baloise Insurance \(Basler Versicherungen\)
- AXA ARAG
- Vorarlberger Landes\-Versicherung \(VLV\) \-\- first Austrian insurer to offer fully digital policy issuance via video consultation \(2019\)

## Links

- Website: <https://anivo.ch>
- Directory profile: <https://insurtechlist.com/companies/anivo/>
- Blog: <https://www.anivo360.com/news-insights/>
- Careers: <https://www.anivo360.com/jobs-en/>
- Linkedin: <https://www.linkedin.com/company/anivo>
- English site: <https://www.anivo360.com>

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*Last updated: 2026\-07\-14*