# American Public Life Insurance Company

> Supplemental insurance and workforce benefits, built on financial strength since 1945\.

## At a glance

| Field | Value |
| --- | --- |
| Type | Carrier |
| Region | NA |
| Headquarters | Oklahoma City, Oklahoma |
| Founded | 1945 |
| Stage | Established |
| Employees | 201-500 |

## Overview

American Public Life Insurance Company (APL) is a supplemental insurance carrier headquartered in Oklahoma City, Oklahoma, with an additional office in Jackson, Mississippi. Founded in 1945, APL specializes in voluntary workforce benefits -- supplemental insurance products distributed exclusively through independent brokers at the worksite. The company holds an AM Best "A+" (Superior) financial strength rating and is licensed in 49 states.

APL operates within the American Fidelity Group, a privately held insurance holding company. The company serves employers, associations, unions, and individual employees across seven supplemental insurance product lines, all designed to cover out-of-pocket costs not addressed by primary medical coverage.

Built on four core values -- serve others, respect all, keep promises, and seek what is next -- APL emphasizes fast claims processing, flexible plan design, and modern enrollment technology as differentiators in the voluntary benefits market. The company is actively modernizing its core systems through partnerships with FINEOS and Neutrinos to improve automation, reduce manual processes, and deliver faster, more accurate service.

## Links

- Website: <https://www.ampublic.com>
- Directory profile: <https://insurtechlist.com/companies/american-public-life/>
- Claims: <https://www.ampublic.com/claims-forms/>
- Contact: <https://www.ampublic.com/contact-apl/>
- Products: <https://www.ampublic.com/products/>
- Licensing: <https://www.ampublic.com/licensing/>
- Solutions: <https://www.ampublic.com/solutions/>
- For groups: <https://www.ampublic.com/for-groups/>
- For brokers: <https://www.ampublic.com/for-brokers/>

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*Last updated: 2026\-05\-11*
