# Ambiental Risk Analytics > Global specialist in flood and climate risk data analytics for insurers, banks, and financial institutions \-\- now operating as Twinn by Haskoning\. ## At a glance | Field | Value | | --- | --- | | Category | Data & Analytics | | Type | Solutions Provider | | Region | EMEA | | Headquarters | Brighton, United Kingdom | | Founded | 2002 | | Stage | Established | | Employees | 11-50 | | Funding | Acquired | ## Overview Ambiental Risk Analytics is a global specialist in environmental hazard intelligence, predictive analytics, and risk management, founded in 2002 and headquartered in Brighton, UK. In 2019, the company was acquired by Royal HaskoningDHV (now Haskoning) and is now fully integrated into the Twinn by Haskoning brand -- their unified platform for climate risk data and analytics. The company solutions are built on more than 20 years of proprietary intellectual property developed through flood modelling and climate risk research. This foundation combines high-resolution geospatial data, advanced AI and machine learning, and deep domain expertise to deliver highly accurate property-level climate risk scores and hazard intelligence at global scale. Twinn by Haskoning climate data products serve banks, insurance and reinsurance companies, investment firms, real estate and asset managers, utilities, governments, and critical infrastructure operators. The platform covers 19 natural hazard categories with worldwide geographic coverage, supporting stress testing, ESG reporting, regulatory compliance (TFCD, CSRD, UK PRA, Solvency II), and underwriting workflows. Twinn also operates a reseller partner network, enabling third parties to distribute climate intelligence data to their own clients. ## Products & services ### Climate Risk Scoring Quantifies how climate change will impact physical assets across future scenarios and time periods. Provides property-level Risk Scores from 2020 to 2100 across all major emissions scenarios (RCP 2.6, 4.5, 6.0, 8.5 and SSP projections aligned with IPCC findings). Includes a Climate Trend Indicator with insights into near-term (2030s) and long-term (2080s) climate risk trends. **Key features:** - Multi\-scenario analysis with projections to 2100 - 19\+ global multi\-hazard datasets covering major climate perils - Standalone or aggregated risk information at property, postcode, or country level - API integration and online portal access - Regulatory\-grade governance for TFCD, CSRD, UK PRA, and Solvency II compliance - Supports CBES stress testing, business continuity, and lending decision\-making *Target users:* Financial institutions, insurers, lenders, real estate managers, ESG\-focused enterprises ### Risk Scores \(FloodScore\) Property-level risk assessment providing flood risk scores, Average Annual Loss (AAL) values, and supplementary information for rapid portfolio screening. The flagship FloodScore Climate product covers the UK with current and future flood risks across three time epochs (2020, 2050s, 2080s) for four climate scenarios. FloodScore 2.0 was launched in October 2025 with significant accuracy enhancements. **Key features:** - Property\-specific depth\-damage modelling reflecting building archetypes \(FloodScore 2\.0, launched October 2025\) - Options incorporating National Geographic Database building outlines - Covers coastal, fluvial, and pluvial flood risk - Full or partial database delivery or API access - Used for mortgage lending, stress testing, ESG compliance, and insurance underwriting - Flexible delivery via database files, address\-level API, online risk checking service, or spatial layers *Target users:* Mortgage lenders, insurers, property conveyancers, banks ### Hazard Maps \(Global Flood Map\) High-resolution global hazard mapping and geographic risk visualisation covering 19 natural hazard categories including flood, wildfire, wind, heat stress, drought, earthquake, coastal inundation, and tropical cyclones. Uses the proprietary Flowroute-i engine for accurate flood map generation. **Key features:** - Global coverage with address\-level granularity - Multi\-hazard visualisation in a single platform - Supports portfolio exposure management and scenario analysis - Integrated with the Climate Intelligence App *Target users:* Underwriters, risk engineers, portfolio managers, government agencies ### Climate Intelligence App An online platform for global exposure analysis and risk insights across multiple dimensions. Enables organisations to assess climate risk across assets, portfolios, and supply chains with 24/7 monitoring capabilities. **Key features:** - Risk scores based on 19 natural hazards - Past, present, and future climate scenarios using 20\+ years of historic data - Coverage across all infrastructure types \(ports, roads, energy, commercial real estate, water systems\) - Flat file, API, and dynamic visualisation access - Real\-time climate exposure alerts *Target users:* Large organisations managing global operations, supply chains, and physical assets ### Climate Risk Screening Full hazard exposure assessments for any location or portfolio, anywhere in the world. Provides a free quick scan report for initial screening, with detailed assessments available for regulatory compliance and risk management programmes. **Key features:** - Worldwide geographic coverage for any exposure type - Supports regulatory stress testing \(CBES and similar\) - Instantaneous online or API\-based delivery *Target users:* Banks, insurers, investment managers, critical infrastructure operators ## Category & focus - Subcategories: Climate Risk Scoring, Flood Risk Analytics, Natural Hazard Data, CAT Modelling, Property Risk Data - Insurance verticals: P&C Personal, P&C Commercial, Specialty/E&S, Reinsurance - Target customers: Carriers, Reinsurers, Brokers, MGAs/MGUs ## Notable customers - BT \(protecting critical infrastructure from flood risk\) - Anglian Water \(flood risk identification for business planning\) - Skipton Building Society \(responsible lending and property risk\) - Ascot Group \(underwriting risk assessment and pricing\) - World Bank - Insurance and reinsurance companies \(risk pricing, portfolio management, CAT modelling\) - Banks and mortgage lenders \(property flood risk for lending decisions\) - Investment firms and real estate asset managers \(climate risk for assets\) - Government agencies and water utilities - Property developers and conveyancers - Supply chain and logistics operators ## Links - Website: - Directory profile: - Linkedin: - Risk scores: - Parent company: - Twinn platform: - Climate risk scoring: - Climate intelligence app: --- *Last updated: 2026\-05\-11*