# Ahoy Insurance

> Boat insurance for boaters, by boaters

## At a glance

| Field | Value |
| --- | --- |
| Category | Distribution & Sales |
| Type | MGA |
| Region | NA |
| Headquarters | New York, NY |
| Founded | 2021 |
| Stage | Startup |
| Employees | 11-50 |
| Funding | Seed |

## Overview

Ahoy Insurance is a boat insurance MGA (Managing General Agent) founded in 2021 by a team of naval veterans, insurance experts, and experienced tech executives. The company transforms boating insurance from a traditional financial hedge into a proactive asset that helps boaters prevent accidents and stay safe on the water.

The company's innovative approach combines insurance coverage with technology-enabled services through its mobile app. By collecting real-time data from IoT devices, Ahoy provides proactive experiences to customers, helping them prevent accidents before they happen. The policies are described as "high-touch" insurance with continuous risk-reducing services.

Ahoy Insurance operates as a full-stack insurtech, offering direct-to-consumer boat insurance with a focus on recreational boating. The company has expanded across multiple US states including California and Florida, backed by carriers with excellent AM Best ratings.

## Products & services

### Boat Insurance

Comprehensive boat insurance coverage for recreational boaters with proactive risk management features.

**Key features:**

- Direct\-to\-consumer boat insurance
- AM Best\-rated carrier backing
- Extended customer service hours

*Target users:* Recreational Boat Owners

### Ahoy Mobile App

Feature-rich mobile application that transforms the insurance experience with safety and tracking capabilities.

**Key features:**

- Self Inspection \- guided photo scanning for claims and police reports
- Safety Navigation \- real\-time navigation assistance
- Automatic Trip Detection \- tracks boating trips automatically
- Stolen Boat Retrieval \- tracking tag integration
- Cell Phone Overboard Coverage \- automatic water detection with phone replacement

*Target users:* Policyholders, Boat Owners

## Category & focus

- Subcategories: MGA, Mobile Insurance, IoT\-Enabled Insurance
- Insurance verticals: Marine, Specialty
- Target customers: Consumers

## Notable customers

- Individual recreational boat owners across multiple US states

## Links

- Website: <https://ahoy.insure>
- Directory profile: <https://insurtechlist.com/companies/ahoy-insurance/>
- App store: <https://apps.apple.com/us/app/ahoy-boat-insurance/id1601186832>
- Google play: <https://play.google.com/store/apps/details?id=insurance.ahoy.app>

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*Last updated: 2026\-03\-25*