# Ag Guard

> Specialist agricultural insurance underwriting for Australia and New Zealand

## At a glance

| Field | Value |
| --- | --- |
| Type | MGA |
| Region | APAC |
| Headquarters | Crows Nest, NSW, Australia |
| Founded | 2013 |
| Employees | 11-50 |

## Overview

Ag Guard is an agricultural insurance MGA providing specialist underwriting for crop, livestock, and farm risks across Australia and New Zealand. The company operates with full binding authority, handling the complete policy lifecycle from quoting and binding through to claims management on behalf of capacity partners.

The company holds exclusive underwriting arrangements with IAG's intermediated brands in both Australia (CGU and WFI Insurance, commencing May 2026) and New Zealand (NZI brand, commencing 2026 following an October 2025 announcement). These partnerships replace prior arrangements with QBE Insurance and Elders Insurance. Ag Guard also works with Floodbase for parametric flood coverage.

Distribution operates through rural brokers and insurance intermediaries. The company's technology platform supports online quoting, binding, and distribution integrations, with a team of approximately 11-50 staff carrying deep agricultural finance and rural insurance expertise.

## Products & services

### Crop Insurance

Underwriting for broadacre and cotton farming operations with full quoting, binding, and claims capabilities.

**Key features:**

- Broadacre crop coverage
- Cotton crop coverage
- Full\-cycle policy management

*Target users:* Australian and New Zealand broadacre and cotton farmers

*Distribution:* Broker and intermediary network

### Livestock Insurance

Specialist livestock underwriting with claims handling supported by rural and agribusiness expertise.

**Key features:**

- Livestock risk selection
- Expedited claims handling
- Trans\-Tasman coverage

*Target users:* Australian and New Zealand livestock producers

*Distribution:* Broker and intermediary network

### Farm Insurance

Comprehensive farm property insurance combining risk selection with streamlined administration.

**Key features:**

- Farm property coverage
- Liability considerations
- Combination risk assessment

*Target users:* Farmers and rural property owners in Australia and New Zealand

*Distribution:* Broker and intermediary network

### Parametric Flood Coverage

Parametric flood insurance in partnership with Floodbase.

**Key features:**

- Index\-based flood triggers
- Faster claims resolution
- Transparent payout mechanism

*Target users:* Agricultural operations in flood\-risk areas

*Distribution:* Broker network

## Links

- Website: <https://agguard.com.au>
- Directory profile: <https://insurtechlist.com/companies/ag-guard/>
- Linkedin: <https://au.linkedin.com/company/ag-guard>
- Nz website: <https://www.agguard.co.nz>

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*Last updated: 2026\-06\-16*