# Abaccus

> Manage rules\. Reduce costs\. Drive results\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Insurtech Infrastructure |
| Type | Solutions Provider |
| Region | LATAM |
| Headquarters | Sao Paulo, Brazil |
| Founded | 2021 |
| Stage | Growth |
| Employees | 51-200 |
| Funding | Bootstrapped |

## Overview

Abaccus is a Business Rules Management System (BRMS) platform for carriers, insurers, and large enterprises in Brazil. Founded in 2021 in Sao Paulo, the platform enables insurance organizations to define, manage, and update underwriting, pricing, and commission rules through a low-code interface without requiring IT involvement.

The platform delivers three core modules -- Abaccus Insurance (automated underwriting and subscription rules), Abaccus Pricing (dynamic pricing management), and Abaccus Payouts (commission calculation) -- all integrated via REST APIs. Deployment options include on-premise Docker containers or private cloud, supporting enterprises with strict data residency requirements under LGPD (Brazilian data protection regulation).

Abaccus has established a customer base across insurance, logistics, and telecommunications sectors in Brazil, with documented adoption by Sura Seguros, Midway Riachuelo, Mundial Logistics Group, and Unidas. The platform connects natively to 20+ enterprise systems including SAP, Salesforce, Oracle, and Microsoft Dynamics 365.

## Products & services

### Abaccus Insurance

A rules engine and calculation system for insurance underwriting and subscription workflows. Enables insurers to configure and update underwriting rules without IT dependency, accelerating policy issuance and reducing manual bottlenecks in risk assessment.

**Key features:**

- Automated underwriting and subscription rule configuration
- Rapid product launches without IT involvement
- Complex risk assessment logic support
- Low\-code interface for business users

*Target users:* Carriers, MGAs

### Abaccus Pricing

A dynamic pricing management system that enables real-time pricing decisions. Business users can adjust promotions, discounts, and commercial terms independently. Changes deploy in seconds and a complete audit trail is maintained for compliance purposes.

**Key features:**

- Instant pricing rule updates \(seconds to deploy\)
- Precise margin calculations without manual spreadsheet errors
- Transparent business rule definitions
- Full audit trail for pricing decisions

*Target users:* Carriers, Insurers

### Abaccus Payouts

A commission management platform that automates commission calculations and reduces operational overhead in payment processing workflows.

**Key features:**

- Automated commission calculation
- Accurate and timely payment processing
- Reduced manual overhead in commission management

*Target users:* Carriers, Brokers, MGAs

## Category & focus

- Subcategories: Business Rules Management, Low\-Code Automation, Underwriting Rules Engine, Pricing Engine
- Insurance verticals: P&C Commercial, Life & Annuity, Specialty/E&S
- Target customers: Carriers, MGAs/MGUs

## Notable customers

- Sura Seguros \(40% response time reduction, 70% reduction in rule review time for subscription processing\)
- Midway Riachuelo
- Mundial Logistics Group
- Unidas
- Enderend

## Links

- Website: <https://abaccus.com.br>
- Directory profile: <https://insurtechlist.com/companies/abaccus/>
- Blog: <https://abaccus.com.br/blog-posts>
- Linkedin: <https://br.linkedin.com/company/abaccusbrms>
- Press/cases: <https://abaccus.com.br/cases-de-sucesso/sura>

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*Last updated: 2026\-06\-30*