# 88i > Brazil's first fully licensed digital insurance carrier, embedding nano\-episodic micro\-policies into mobility, delivery, and fintech platforms\. ## At a glance | Field | Value | | --- | --- | | Type | Carrier | | Region | LATAM | | Headquarters | Sao Paulo, Brazil | | Founded | 2018 | | Employees | 11-50 | ## Overview 88i Seguradora Digital is a B2B2C digital insurance carrier licensed by SUSEP (Brazil's insurance regulator) to operate nationwide as an S4-segment insurer across personal and property/casualty lines. The company operates through an embedded distribution model, integrating micro-insurance products directly into partner digital platforms serving the mobility, delivery, logistics, fintech, and e-commerce sectors. The company was founded in 2018 as a digital broker and converted to a full carrier license in 2021, pioneering nano-episodic insurance -- policies priced as low as R$0.017 per kilometer -- designed for contextual, point-of-need activation. Policyholders can purchase coverage with a single in-app action, with charges to their digital wallets. As of end of 2025, 88i had issued 30 million policies to 10.5 million customers, and added 4 million more policies in the first five months of 2026 following SUSEP's authorization as a definitive carrier. The company recorded 100% premium growth and 400% profit growth after receiving full regulatory authorization in early 2026. 88i's technology stack is built on cloud-native infrastructure with REST API integrations enabling frictionless partner onboarding. AI is used to automate 80% of claims document validation without human review. In May 2026, the company established a dedicated AI strategic front focused on generative and predictive AI applications in underwriting and claims. 88i also launched the first Model Context Protocol (MCP) server for the insurance sector, enabling deep API-level integration of insurance products into third-party platforms. ## Links - Website: - Directory profile: - Linkedin: --- *Last updated: 2026\-06\-22*