# 88I SEGURADORA DIGITAL

> Brazil's first 100% digital insurance carrier, embedding nano\-insurance into mobility, delivery, fintech, and e\-commerce platforms\.

## At a glance

| Field | Value |
| --- | --- |
| Category | Digital Carrier |
| Type | Carrier |
| Region | LATAM |
| Headquarters | Sao Paulo, Brazil |
| Founded | 2018 |
| Stage | Growth |
| Employees | 11-50 |

## Overview

88i Seguradora Digital was founded in 2018 as "88 Insurtech -- Insurance and BlockchAIn for Good," originally operating as an MGA and digital broker. In 2021 it became Brazil's first 100% digital insurance carrier, receiving approval from SUSEP (Superintendencia de Seguros Privados) to operate in its regulatory sandbox. In December 2025, SUSEP granted 88i its definitive operating authorization in the S4 segment -- the first sandbox-graduated insurer to achieve full carrier status in Brazil.

The company's model centers on episodic nano-insurance embedded directly into digital platforms across the gig economy. Rather than selling standalone policies, 88i integrates its products seamlessly into partner applications for mobility (ride-hailing and taxis), delivery, logistics, e-commerce, and fintech -- protecting both end consumers and service providers at the moment of need. Its B2B and B2B2C distribution model allows partner platforms to deploy insurance coverage in approximately four weeks.

By early 2026, the company had recorded more than 30 million transactions and was preparing for a Series A raise, supported by recurring profitability, three-digit annual growth, and reinsurance partnerships with global players Hannover Re and Scor Re.

## Products & services

### Digital Life \(Device Protection\)

Coverage for electronics including mobile phones, tablets, notebooks, headphones, smartwatches, and video game consoles. Embedded into partner e-commerce and fintech platforms.

**Key features:**

- Mobile phone and tablet damage and theft protection
- Coverage for notebooks, headphones, smartwatches, and video game consoles
- Embedded directly into partner platform checkout and app flows

*Target users:* Digital consumers transacting through e\-commerce and fintech platforms

### Life, Health & Wellness

Personal accident insurance and telemedicine services (adult and pediatric care) for gig workers and consumers.

**Key features:**

- Personal accident coverage
- Telemedicine: adult and pediatric virtual consultations
- Designed for self\-employed and gig economy workers

*Target users:* Gig workers, ride\-hailing and delivery drivers, platform workers

### Financial Protection

Work interruption and protected delivery coverage for service providers.

**Key features:**

- Work interruption \(Impedimento ao Trabalho\): income replacement for accident or illness
- Protected Delivery: cargo and worker coverage for delivery platform operators
- Episodic, on\-demand activation through partner apps

*Target users:* Delivery workers, logistics platform operators, self\-employed professionals

## Category & focus

- Subcategories: Embedded Insurance, Nano\-Insurance, Device Protection, Gig Economy Insurance
- Insurance verticals: P&C, Life & Health
- Target customers: Digital Platform Operators, Fintech Companies, Gig Workers, Consumers

## Notable customers

- PicPay \(Brazil's leading digital wallet and fintech\)
- Va de Taxi \(ride\-hailing mobility platform\)
- Bitz \(Bradesco's digital wallet\)
- Hub Fintech
- U4Crypto
- Bitfy

## Links

- Website: <https://88iseguradora.digital>
- Directory profile: <https://insurtechlist.com/companies/88i-seguradora-digital/>
- Brokers: <https://88iseguradora.digital/solutions-for-brokers/>
- Fintech: <https://88iseguradora.digital/fintech-en/>
- Delivery: <https://88iseguradora.digital/delivery-en/>
- Linkedin: <https://br.linkedin.com/company/88i>
- Mobility: <https://88iseguradora.digital/mobility/>
- E\-commerce: <https://88iseguradora.digital/e-commerce-en/>

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*Last updated: 2026\-04\-01*