# Underwriting & Risk insurtech companies Insurtech underwriting and risk technology — automated underwriting engines, risk assessment tools, exposure management platforms, and submission intake systems for carriers, MGAs, and reinsurers\. - Companies: 118 - Source: ## Companies - [Ablera](https://insurtechlist.com/companies/ablera/) — AI\-powered insurance technology platform for digital transformation of carriers (Underwriting & Risk, EMEA) - [ADAMSBRIDGE](https://insurtechlist.com/companies/adamsbridge/) — Back\-office automation and AI\-powered medical summarization for insurance carriers, brokers, and MGAs\. (Underwriting & Risk, NA) - [Addresscloud](https://insurtechlist.com/companies/addresscloud/) — Geographic risk intelligence APIs for insurance underwriting (Underwriting & Risk, EMEA) - [Afirm](https://insurtechlist.com/companies/afirm/) — Nationwide premium audit, loss control inspection, and risk mitigation services for insurance carriers across all 50 U\.S\. states and Canada\. (Underwriting & Risk, NA) - [Agcurate](https://insurtechlist.com/companies/agcurate/) — Satellite\-powered agricultural intelligence for crop risk assessment and agri\-business decision\-making (Underwriting & Risk, EMEA) - [Agentiv\-x](https://insurtechlist.com/companies/agentiv-x/) — AI placement support for commercial insurance brokers (Underwriting & Risk, EMEA) - [Alert Labs](https://insurtechlist.com/companies/alert-labs/) — IoT water leak detection and property damage prevention for commercial buildings and the insurance industry (Underwriting & Risk, NA) - [Allphins](https://insurtechlist.com/companies/allphins/) — Powerful exposure insights for specialty \(re\)insurers (Exposure Management, EMEA) - [Anatolian Technologies](https://insurtechlist.com/companies/anatolian-technologies/) — Connected vehicle data platform for insurance carriers and fleet operators (Underwriting & Risk, EMEA) - [Anlan Technology](https://insurtechlist.com/companies/anlan-technology/) — Predictive analytics and AI for maritime risk underwriting in commercial P&C insurance (Underwriting & Risk, APAC) - [ARM SA](https://insurtechlist.com/companies/arm-sa/) — Risk analysis, logistics security, and claims settlement specialist for the Latin American insurance market\. (Underwriting & Risk, LATAM) - [Artificial Labs](https://insurtechlist.com/companies/artificial/) — Algorithmic underwriting and digital broking technology for the Lloyd's and London Market (Underwriting & Risk, EMEA) - [ATTOM](https://insurtechlist.com/companies/attom/) — Powering Innovation with Premium Property Data (Underwriting & Risk, NA) - [Autoinspector](https://insurtechlist.com/companies/autoinspector/) — AI\-powered remote inspection platform for insurance fraud prevention across Latin America (Underwriting & Risk, LATAM) - [BETTERVIEW](https://insurtechlist.com/companies/betterview/) — AI\-powered property intelligence platform for P&C insurance underwriting, renewals, and claims \-\- now part of Nearmap (Underwriting & Risk, NA) - [BioSerenity](https://insurtechlist.com/companies/bioserenity/) — Connected medical devices and AI\-enhanced diagnostics for neurology, sleep medicine, and cardiology \-\- enabling at\-home health monitoring and life insurance underwriting (Underwriting & Risk, EMEA) - [BirdsEyeView](https://insurtechlist.com/companies/birdseyeview/) — Global natural catastrophe modelling and exposure management software for insurers (Underwriting & Risk, EMEA) - [Brick Seguros](https://insurtechlist.com/companies/brick-seguros/) — AI\-native decision automation for insurance underwriting, claims, and fraud prevention (Underwriting & Risk, LATAM) - [Causacloud](https://insurtechlist.com/companies/causacloud/) — AI\-powered health insurance technology and disease management platform for insurers in China (Underwriting & Risk, APAC) - [CelsiusPro](https://insurtechlist.com/companies/celsiuspro/) — Parametric insurance technology platform enabling insurers, reinsurers, and brokers to structure, distribute, and manage climate and NatCat parametric insurance products globally\. (Underwriting & Risk, EMEA) - [Chrp Technologies](https://insurtechlist.com/companies/chrp-tech/) — AI\-powered home inspection platform that helps P&C carriers reduce losses before claims occur\. (Underwriting & Risk, NA) - [CHRP TECHNOLOGIES](https://insurtechlist.com/companies/chrp-technologies/) — Build a better homeowner\. (Underwriting & Risk, NA) - [CIS GROUP](https://insurtechlist.com/companies/cis-group/) — Field inspection and risk analysis outsourcing for insurance carriers across all 50 states\. (Underwriting & Risk, NA) - [CLARETO](https://insurtechlist.com/companies/clareto/) — The largest healthcare interoperability network purpose\-built for life insurance underwriting\. (Underwriting & Risk, NA) - [Coastal Risk Consulting](https://insurtechlist.com/companies/coastal-risk-consulting/) — Science\-driven property hazard and climate risk assessment for real estate, insurance, and finance (Underwriting & Risk, NA) - [COGNISURE](https://insurtechlist.com/companies/cognisure/) — AI\-powered submission intake and underwriting automation for commercial P&C insurance (Underwriting & Risk, NA) - [Coinnect](https://insurtechlist.com/companies/coinnect/) (Underwriting & Risk, EMEA) - [CONCIRRUS](https://insurtechlist.com/companies/concirrus/) — AI\-driven specialty insurance platform \-\- underwrite smarter, quote faster\. (Underwriting & Risk, EMEA) - [CONFIANZA](https://insurtechlist.com/companies/confianza/) — Data intelligence and analytics platform that sequences insurance risk intelligence at the right moment in the underwriting workflow\. (Underwriting & Risk, NA) - [Continuity](https://insurtechlist.com/companies/continuity-tech/) — AI\-powered underwriting platform for commercial and professional P&C insurance (Underwriting & Risk, EMEA) - [DATACREST, INC\.](https://insurtechlist.com/companies/datacrest/) — AI\-powered insurance submission automation built by insurance professionals for insurance professionals (Underwriting & Risk, NA) - [DESAISIV](https://insurtechlist.com/companies/desaisiv/) — Where Tech Meets Insurance \-\- AI\-powered health insurance automation for MENA corporates and insurers (Underwriting & Risk, EMEA) - [DroneIQ](https://insurtechlist.com/companies/droneiq/) — Drone intelligence and AI\-powered aerial analytics for property risk assessment in insurance (Underwriting & Risk, EMEA) - [E2VALUE](https://insurtechlist.com/companies/e2value/) — Automated property valuation and replacement cost estimation for the insurance industry\. (Underwriting & Risk, NA) - [Enzo](https://insurtechlist.com/companies/enzo-insurtech/) — IoT sensor and AI platform that monitors residential water systems to detect leaks and prevent water damage claims (Underwriting & Risk, EMEA) - [ESTATED](https://insurtechlist.com/companies/estated/) — Property data API providing 150\+ data points for U\.S\. property intelligence (Underwriting & Risk, NA) - [Faura](https://insurtechlist.com/companies/faura/) — Property survivability analytics for P&C carriers, MGAs, and agencies (Underwriting & Risk, NA) - [FLYREEL](https://insurtechlist.com/companies/flyreel/) — AI\-powered self\-service property inspection platform for insurance underwriting and claims\. (Underwriting & Risk, NA) - [FortuneGuard](https://insurtechlist.com/companies/fortuneguard/) — AI\-driven war risk and political violence insurance for businesses in conflict\-affected regions (Underwriting & Risk, EMEA) - [FOXO Technologies](https://insurtechlist.com/companies/foxo-tech/) — Transforming health and longevity insights through epigenetic biomarker technology for insurance underwriting and healthcare services\. (Underwriting & Risk, NA) - [FOXYAI](https://insurtechlist.com/companies/foxyai/) — AI\-powered property intelligence platform using computer vision to assess condition, quality, and risk from property images\. (Underwriting & Risk, NA) - [FutureProof Technologies](https://insurtechlist.com/companies/futureproof-technologies/) — AI\-powered climate risk analytics for smarter insurance underwriting (Underwriting & Risk, NA) - [Gamma Risk](https://insurtechlist.com/companies/gamma-risk/) — Property\-level risk analytics and location intelligence for insurance underwriters across the UK and Ireland (Underwriting & Risk, EMEA) - [Genairate](https://insurtechlist.com/companies/genairate/) — AI\-powered underwriting intelligence for Lloyd's, specialty insurers, and MGAs\. (Underwriting & Risk, EMEA) - [GEOX Analytics](https://insurtechlist.com/companies/geox-analytics/) — AI\-powered property intelligence \-\- 180\+ million U\.S\. properties, 54 attributes, delivered via API or web platform (Underwriting & Risk, EMEA) - [Grand\-App AI](https://insurtechlist.com/companies/grand-app-ai/) — AI\-powered senior monitoring platform for insurers and care providers (Underwriting & Risk, NA) - [GWTINSIGHT](https://insurtechlist.com/companies/gwtinsight/) — Real\-time IoT building data for commercial property risk assessment and ESG compliance (Underwriting & Risk, EMEA) - [HARBOR\.AI](https://insurtechlist.com/companies/harbor-ai/) — AI\-powered underwriting platform for specialty and E&S insurance markets (Underwriting & Risk, NA) - [HUMAN API](https://insurtechlist.com/companies/human-api/) — Consumer\-consented health data connectivity for life insurance underwriting (Underwriting & Risk, NA) - [hyperexponential](https://insurtechlist.com/companies/hyperexponential/) — Pricing and underwriting decision intelligence for commercial P&C insurers (Underwriting & Risk, EMEA) - [IMITIG8 RISK MANAGEMENT](https://insurtechlist.com/companies/imitig8-risk-management/) — Risk management workflow platform for builders' risk and construction all\-risk insurance (Underwriting & Risk, NA) - [INARI](https://insurtechlist.com/companies/inari/) — The smart way to manage risk (Underwriting & Risk, EMEA) - [INREV](https://insurtechlist.com/companies/inrev/) — Automated surety bond underwriting platform for construction insurance (Underwriting & Risk, NA) - [InsureMEP](https://insurtechlist.com/companies/insuremep/) — The first MGA powered by real\-time MEP infrastructure data for smarter commercial property underwriting (Underwriting, NA) - [Insurwave](https://insurtechlist.com/companies/insurwave/) — Exposure management platform for specialty insurance markets (Underwriting & Risk, EMEA) - [IntellectAI](https://insurtechlist.com/companies/intellectai/) — AI\-powered insurance underwriting and distribution platform transforming commercial, specialty, and E&S lines\. (Underwriting & Risk, APAC) - [Invive](https://insurtechlist.com/companies/invive/) — Reimagining life insurance underwriting through epigenetic science and AI\. (Underwriting & Risk, NA) - [Kalepa](https://insurtechlist.com/companies/kalepa/) — Professional Grade AI for Profitable Underwriting (Underwriting & Risk, NA) - [ki elements](https://insurtechlist.com/companies/ki-elements/) — The first algorithmically driven Lloyd's syndicate, delivering instant follow\-capacity to specialty brokers worldwide\. (Underwriting & Risk, EMEA) - [Lightship Neuroscience LLC](https://insurtechlist.com/companies/lightship-neuroscience/) — Neuroscience\-based driver safety assessment and training for commercial fleets (Underwriting & Risk, NA) - [Location, Inc\.](https://insurtechlist.com/companies/location/) — Location intelligence and geospatial risk analytics for insurance underwriting (Underwriting & Risk, NA) - [Lumnion](https://insurtechlist.com/companies/lumnion/) — AI\-driven pricing platform for non\-life and health insurers (Underwriting & Risk, EMEA) - [Lydia\.ai](https://insurtechlist.com/companies/lydia-ai/) — AI\-powered operational intelligence for insurers and enterprise workflows (Underwriting & Risk, NA) - [Lyfery](https://insurtechlist.com/companies/lyfery/) — Life insurance priced on lifestyle, not just age (Underwriting & Risk, EMEA) - [Magile Software](https://insurtechlist.com/companies/magile-software/) — AI risk quantification and risk transfer solutions for the insurance industry (Underwriting & Risk, NA) - [Mapizy](https://insurtechlist.com/companies/mapizy/) — GeoAI property analytics and risk intelligence for insurance carriers (Underwriting & Risk, APAC) - [medml\.ai](https://insurtechlist.com/companies/medml/) — The first automated underwriting platform built by actuaries for underwriters — delivering real\-time risk assessment in seconds\. (Underwriting & Risk, NA) - [MotorDNA](https://insurtechlist.com/companies/motordna/) — Vehicle intelligence data and AI\-powered analytics for auto insurance carriers, dealers, and lenders\. (Underwriting & Risk, NA) - [Mulberri, Inc\.](https://insurtechlist.com/companies/mulberri/) — AI\-powered insurance operating system purpose\-built for PEOs, brokers, and workers' compensation underwriters\. (Underwriting & Risk, NA) - [Nearmap](https://insurtechlist.com/companies/nearmap/) — High\-resolution aerial imagery and AI\-powered property intelligence for insurance underwriting and risk management\. (Underwriting & Risk, NA) - [NeuralMetrics](https://insurtechlist.com/companies/neuralmetrics/) — Agentic AI Assistants and Real\-Time Risk Exposure Data for Underwriting Acuity (Underwriting & Risk, NA) - [Nuanwa Technology](https://insurtechlist.com/companies/nuanwa-technology/) — AI\-driven health insurance technology platform for underwriting and claims automation (Underwriting & Risk, APAC) - [Optalitix](https://insurtechlist.com/companies/optalitix/) — No\-code cloud platform for deploying and managing pricing models, underwriting workbenches, and digital lending workflows (Underwriting & Risk, EMEA) - [Pacific Wealth Solutions](https://insurtechlist.com/companies/pacific-wealth-solutions/) — AI\-powered life insurance platform for automated underwriting and direct\-to\-consumer policy access (Underwriting & Risk, NA) - [Percayso Inform](https://insurtechlist.com/companies/percayso/) — Insurance intelligence that turns data into better decisions (Underwriting & Risk, EMEA) - [Pibit\.ai](https://insurtechlist.com/companies/pibit-ai/) — The art \(and science\) of efficient underwriting (Underwriting & Risk, NA) - [Precision Autonomy](https://insurtechlist.com/companies/precision-autonomy/) — Cloud\-based quote\-bind\-issue platform for drone, general aviation, and autonomous vehicle insurance (Underwriting & Risk, NA) - [PredicDO](https://insurtechlist.com/companies/predicdo/) (Underwriting, EMEA) - [Previsico](https://insurtechlist.com/companies/previsico/) — Real\-time, property\-level flood forecasting and intelligence for insurers and risk managers (Underwriting & Risk, EMEA) - [Quanata](https://insurtechlist.com/companies/blue-owl/) — Powering the future of context\-based insurance through AI\-driven risk prediction and mitigation\. (Underwriting & Risk, NA) - [Quantee](https://insurtechlist.com/companies/quantee/) — AI\-driven insurance pricing software for carriers and MGAs \-\- acquired by Guidewire in 2025 (Underwriting & Risk, EMEA) - [Quantumerge](https://insurtechlist.com/companies/quantumerge/) — The first AI\-powered platform for M&A transactional risk insurance \-\- streamlining R&W underwriting from submission to binding\. (Underwriting & Risk, NA) - [Qumis](https://insurtechlist.com/companies/qumis/) — Expert AI built for the top minds in insurance (Underwriting & Risk Assessment, NA) - [RedZone](https://insurtechlist.com/companies/redzone/) — Intelligent wildfire and natural disaster intelligence for insurance, utilities, and emergency response\. (Underwriting & Risk, NA) - [Relativity6 🤖](https://insurtechlist.com/companies/relativity6/) — AI\-powered risk data platform for business classification, KYB verification, and commercial underwriting automation\. (Underwriting & Risk, NA) - [reThought Flood](https://insurtechlist.com/companies/rethought-flood/) (Underwriting, NA) - [reThought Insurance](https://insurtechlist.com/companies/rethought-insurance/) (Underwriting, NA) - [RGAX](https://insurtechlist.com/companies/rgax/) — Transforming the future of life insurance through innovation, technology, and strategic partnerships\. (Underwriting & Risk, NA) - [SaferPlaces](https://insurtechlist.com/companies/saferplaces/) — Flood risk intelligence platform for climate resilience and insurance risk management (Underwriting & Risk, EMEA) - [SecurityScorecard](https://insurtechlist.com/companies/securityscorecard/) — The global standard in security ratings and third\-party risk management\. (Underwriting & Risk, NA) - [Seenity](https://insurtechlist.com/companies/seenity/) — AI\-powered MLOps platform for real\-time risk assessment in insurance (Underwriting & Risk, EMEA) - [Send](https://insurtechlist.com/companies/send-payments/) — Transforming commercial underwriting with an intelligent, composable platform for insurers, MGAs, and reinsurers\. (Underwriting & Risk, EMEA) - [Sixfold](https://insurtechlist.com/companies/sixfold/) — AI\-powered underwriting platform that automates risk assessment and enhances decision\-making for insurance carriers\. (Underwriting & Risk, NA) - [SkenData](https://insurtechlist.com/companies/skendata/) — Automated building valuation and risk assessment for the insurance and finance industries (Underwriting & Risk, EMEA) - [Skyblu](https://insurtechlist.com/companies/skyblu/) — AI\-powered geospatial risk scoring for insurance pricing (Underwriting & Risk, EMEA) - [Skytek](https://insurtechlist.com/companies/skytek/) — Satellite and earth observation technology for insurance risk analytics (Underwriting & Risk, EMEA) - [Skytree Scientific](https://insurtechlist.com/companies/skytree-scientific/) — AI\-powered lightning risk assessment for insurance underwriters and infrastructure professionals (Underwriting & Risk, NA) - [Smarter Risk](https://insurtechlist.com/companies/smarter-risk/) — Risk management software for small business and their insurance partners (Underwriting & Risk, NA) - [Smarty](https://insurtechlist.com/companies/smarty/) — Address intelligence APIs for verified, geocoded, and enriched property data at enterprise scale\. (Underwriting & Risk, NA) - [Spotr](https://insurtechlist.com/companies/spotr/) — AI\-powered property intelligence platform for remote underwriting and risk assessment (Underwriting & Risk, EMEA) - [StructureIQ](https://insurtechlist.com/companies/structureiq/) — AI\-powered structural health monitoring platform for insurance risk assessment and infrastructure management (Underwriting & Risk, NA) - [Surefyre](https://insurtechlist.com/companies/surefyre/) — Modern agent portal and underwriting workbench for MGAs, MGUs, and wholesalers\. (Underwriting, NA) - [TEKRiSQ](https://insurtechlist.com/companies/tekrisq/) — Streamlining SMB cybersecurity adoption quickly, easily, and affordably (Underwriting & Risk, NA) - [Tensorflight](https://insurtechlist.com/companies/tensorflight/) — AI\-powered property inspection and risk intelligence platform for insurance underwriting\. (Underwriting & Risk, NA) - [thinktum](https://insurtechlist.com/companies/thinktum/) — No\-code underwriting and e\-application software for life and annuity carriers (Underwriting & Risk, NA) - [TouchRisk](https://insurtechlist.com/companies/touchrisk/) — AI\-powered insurance product factory for industry 4\.0 and emerging technology risks (Underwriting & Risk, EMEA) - [UnderwriteMe](https://insurtechlist.com/companies/underwriteme/) — Automated underwriting and comparative rating platform transforming the life insurance application journey\. (Underwriting & Risk Assessment, EMEA) - [Urbanico](https://insurtechlist.com/companies/urbanico/) — Urban intelligence platform translating municipal data into hyper\-localized risk insights for P&C insurers\. (Underwriting & Risk, EMEA) - [UrbanStat](https://insurtechlist.com/companies/urbanstat/) — Geospatial analytics and AI\-powered property underwriting for carriers worldwide (Underwriting & Risk, NA) - [UWX](https://insurtechlist.com/companies/uwx/) — Partnering the CUO (Underwriting & Risk, EMEA) - [Verikai](https://insurtechlist.com/companies/verikai/) — AI\-powered risk scoring and alternative data analytics for group health underwriters (Underwriting & Risk, NA) - [Virtual\-i](https://insurtechlist.com/companies/virtual-i/) — AI and machine learning platform for objective, data\-driven risk assessment in commercial insurance underwriting\. (Underwriting & Risk) - [Weather It is](https://insurtechlist.com/companies/weather-it-is/) — AI\-powered weather forecasting for insurance risk management and critical decision\-making (Underwriting & Risk, EMEA) - [Wenalyze](https://insurtechlist.com/companies/wenalyze/) — Open data analytics and client data enrichment for commercial insurers and banks (Underwriting & Risk, EMEA) - [Willay](https://insurtechlist.com/companies/willay/) — Property inspection and insurance platform for Latin American carriers and agents (Underwriting & Risk, LATAM) - [WTW](https://insurtechlist.com/companies/wtw/) — Insurance technology software and advisory for global insurers and risk managers\. (Underwriting & Risk, EMEA) - [Wuuii](https://insurtechlist.com/companies/wuuii/) — Software for insurers, communities, and property owners to mitigate wildfire risk (Underwriting & Risk, NA) - [ZestyAI](https://insurtechlist.com/companies/zestyai/) — AI\-powered property risk intelligence for P&C carriers and reinsurers (Underwriting & Risk, NA)